Free Tool

NZ KiwiSaver Withdrawal Calculator

Estimate how much KiwiSaver you can withdraw toward your first home in New Zealand. We apply the current eligibility rules — 3 years of membership, $1,000 minimum retained — and show your annual government Member Tax Credit.

Your KiwiSaver Details

Current KiwiSaver Balance ($)

Check your provider's app or IRD myKiwiSaver.

Years Contributing

How long you've been a KiwiSaver member.

Annual Salary Before Tax ($)

Used to estimate future contributions.

Your Contribution Rate

Minimum is 3% of gross salary.

I am a first-home buyer

Enter your KiwiSaver balance and details above to see your withdrawal estimate.

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